You Agree to These Terms by Using the Site
Ownership of Content
The Site and all content and materials on the Site including, but not limited to, all text and images and all trademarks, service marks and logos (which we refer to in the aggregate as “Content”) are the property of BuddyIns or its affiliates or of the third parties who permit BuddyIns to display such third-party Content under license, with all rights reserved unless otherwise noted, and are protected by all applicable laws.
Our services are protected by applicable copyright and other intellectual property laws, and no materials from the services may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without our express permission.
Your Use of the Site
The Site and all of the Content on the Site is available only for your personal, lawful and non-commercial use in connection with seeking insurance services and other products.
You may not distribute, modify, post, copy, transmit, display, reuse, reproduce, publish, license, decompile, disassemble, attempt to derive the source code of, create derivative works from, transfer, rent, lease, sell or otherwise use the Site.
Products and Services
BuddyIns uses its proprietary platform to help you find insurance specialists who best match your needs. When you inquire about these services, BuddyIns will share your personal information (such as your name, address, telephone number and e-mail, financial information, etc) to allow them to contact you (even if you are previously listed on any state, federal or corporate do-not-call list) regarding their products or services.
No Legal or Tax Advice
The information provided on this website is not written or intended as specific tax or legal advice, and may not be relied on for purposes of avoiding any federal tax penalties. BuddyIns, its employees and representatives, are not authorized to give tax or legal advice. You are encouraged to seek advice about your specific circumstances from your own financial, tax, or legal adviser before making any financial decision.
Disclaimer of Warranties
YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE AND ALL PRODUCTS AND SERVICES INCLUDED ON OR ASSOCIATED WITH THE SITE IS AT YOUR SOLE DISCRETION AND RISK.
THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALTHOUGH BUDDYINS SEEKS TO MAINTAIN SAFE, SECURE, ACCURATE, AND WELL-FUNCTIONING SERVICES, WE CANNOT GUARANTEE THE CONTINUOUS OPERATION OF OR ACCESS TO OUR SERVICES, AND THERE MAY AT TIMES BE INADVERTENT TECHNICAL OR FACTUAL ERRORS OR INACCURACIES.
Limitation of Liability
YOUR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER BUDDYINS, NOR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, MEMBERS, MANAGERS, SHAREHOLDERS, AGENTS, ATTORNEYS, REPRESENTATIVES OR ANY OF THE FOREGOING OF ANY OF ITS AFFILIATES AND SUBSIDIARIES, NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR OTHER LOSS, DAMAGE, CLAIM OR LIABILITY OF ANY KIND, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES, ARISING OUT OF OR IN ANY WAY CONNECTED WITH OR RELATED TO (1) THE USE OF THE SITE OR CONTENT, OR INABILITY TO USE THE SITE, (2) ANY THIRD-PARTY SITES OR MATERIALS THEREON, (3) ANY DEFECT, DELAY, INTERRUPTION, ERROR OR VIRUS, OR (4) EXCEPT AS A RESULT OF OUR GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT, THE UNAUTHORIZED ALTERATION OR DISCLOSURE OF YOUR PERSONAL INFORMATION.
Links to Third Party
Ability to Accept Terms of Services
Our services are intended to be accessed and used only by adults and are not directed to minors. BuddyIns is not intended for or directed to persons under the age of 13. Any person who provides their information to BuddyIns through any part of the BuddyIns service represents to BuddyIns that he or she is 13 years of age or older. If you are under the age of 13, then please do not use BuddyIns Service.
NOTICE TO CALIFORNIA RESIDENTS
Under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or be telephone at (800)952-5210 in order to resolve a complaint regarding the service or to receive further information regarding use of the services.
Law and Jurisdiction
The laws of the State of California will govern the content and materials contained in this website, without giving effect to any principles of conflicts of laws.
Digital Millennium Copyright Act (“DMCA”) Notice
BuddyIns takes claims of copyright infringement seriously. If you believe any materials accessible on or from the Site infringe your copyright, you may request removal of those materials from the Site in accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (17 U.S.C. § 512) (“DMCA”), by submitting written notification as set forth herein. Your written “DMCA Notice” should include all of the following:
Identification of the copyrighted work claimed to have been infringed.
Clear identification of the allegedly infringing material, along with enough information to allow us to locate it on the Site.
Contact information for the complaining party, including address, telephone number and, if available, email address at which the complaining party may be contacted.
A statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent or the law.
A statement that the information in the written notice is accurate.
A statement, under penalty of perjury, that: a) the information you have given us is accurate and b) you are authorized to act on behalf of the copyright owner.
A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright that is allegedly infringed.
All DMCA notices should be sent to our designated agent as follows:
Please note that if you fail to provide all of the information outlined above, your DMCA Notice may not be effective. Updated: February 25, 2019.
It is our policy to terminate any online account of any user who infringes the copyrights of others.